The deposit usually takes 4-6 business days to process and a fee may apply which will be deducted from the deposit amount. They will need to register via the CertaPay website and provide their banking information in order for the money to be deposited into their bank account. Please note: if your recipient’s financial institution does not yet offer the Interac® e-Transfer services, or if they don't bank online, they can still receive transfers to any Canadian bank account. If your recipient is a member of Coastal Financial Credit Union or a customer of any of the Canadian Chartered Banks they will follow the link from the email and step through the instructions provided. Yes, you have the ability to securely send money to anyone with an email address or mobile phone number and a Canadian deposit account. This feature also allows transfers by mobile phone.Ĭan I send an Interac ® e-Transfer to anyone?